Terms and Conditions
1. AGREEMENT

This is a contract between you and eazypayz.com (the "Service"). By signing up for an account with the Service, you agree that you have read, understood and accepted the Terms and are eligible for use of the Service based on your age and your location. In order to use our Service, you must be at least 18 years old.

We do not provide Services to residents of the following countries:

Albania, Algeria, Barbados, Bolivia, Botswana, Burkina Faso, Cambodia, Cayman Islands, Central African Republic, China, Crimea, Cuba, Democratic Republic of the Congo, Democratic People’s Republic of Korea, Ecuador, Ghana, Iran, Iraq, Islamic Republic of Afghanistan, Japan, Jamaica, Kuwait, Lebanon, Libya, Mali, Mauritius, Mongolia, Myanmar, Nepal, Nicaragua, Pakistan, Panama, Senegal, Somalia, South Sudan, State of Palestine, Sudan, Syria, The Bahamas, Uganda, Venezuela, Yemen, Zimbabwe, Pridnestrovian Moldavian Republic, Donetsk Oblast (Ukraine), Luhansk Oblast (Ukraine), United States of America

2. PAYMENTS

We do not store your credit or debit card details. All transactions made using a credit or debit card are processed by third-party service providers using top-level encryption designed to safeguard your card details. To make a payments, the cardholder name must match the name as it appears on your eazypayz.com account.

3. SERVICES
    eazypayz.com provides you with a platform for buying and selling cryptocurrencies such as Bitcoin, Ethereum, Litecoin and others.

Please be aware that cryptocurrencies are decentralised and as such are not regulated and are subject to large fluctuations in value.

4. FEES
    eazypayz.com charges a fee on every transaction.
  • The fees of buying are as follows:
  • VISA/MasterCard
  • • Processing fee: 4.5%
  • • Service fee: 4.5%
  • • Network fee: 0.0006 BTC / 0.005 ETH / 0.0001 BCH
  • • bitEUR, bitUSD, bitGBP without any processing, service or network fee (0%)
  • SEPA
  • • Processing fee: 0%
  • • Service fee: 5%
  • • Network fee: 0.0006 BTC / 0.005 ETH / 0.0001 BCH
  • WIRE
  • • Processing fee: 0%
  • • Service fee: 5%
  • • Network fee: 0.0006 BTC / 0.005 ETH / 0.0001 BCH
  • The fees of selling are as follows:
  • SEPA
  • • Processing fee: 5 EUR
  • • Service fee: 3%
  • WIRE
  • • Processing fee: 25 EUR
  • • Service fee: 3%
  • Visa / Mastercard
  • • Processing fee: 3% + 3 EUR / 3.5 USD
  • • Service fee: 2%

5. TRANSACTION PROCESSING

We strive to process all transactions within a 48-hour time frame. If you haven't received your cryptocurrency after 48 hours, you may request to have your transaction cancelled and your funds returned to you in full. Refunds normally take up to 24 hours to process and are made to the same payment method used for the initial transaction.

6. ACCOUNT REGISTRATION AND VERIFICATION
6.1 ACCOUNT REGISTRATION

In order to use the Services, you will need to register a eazypayz.com Account by providing your full name, a valid email address and password. We may, in our sole discretion, refuse to open a eazypayz.com Account for you.

6.2 ACCOUNT VERIFICATION

You agree to provide us with the information we request for the purposes of identity verification and the detection of money laundering, terrorist financing, fraud, or any other financial crime and permit us to keep a record of such information. You will need to complete certain verification procedures before you are permitted to use the Service. The information we request may include certain personal information, including, but not limited to, your name, address, telephone number, email address, proof of address, and information regarding your bank account (such as the name of the bank and the sort code). In providing us with this or any other information that may be required, you confirm that the information is accurate and authentic. You agree to keep us updated if any of the information you provide changes.

You authorise us to make the inquiries, whether directly or through third parties, that we consider necessary to verify your identity or protect you and/or us against fraud or other financial crime, and to take action we reasonably deem necessary based on the results of such inquiries. When we carry out these inquiries, you acknowledge and agree that your personal information may be disclosed to credit reference and fraud prevention or financial crime agencies and that these agencies may respond to our inquiries in full.

7. CHANGES

We reserve the right, at our sole discretion, to modify or replace these Terms at any time without prior notice.

8. LIMITATION OF LOSS
    The exchange service eazypayz.com exclusively provides exchange services and does not provide services for cryptocurrency storage (wallet creation), also does not provide brokerage services to eazypayz.com customers.
    In no event shall we be liable for any of the following types of loss or damage arising under or in connection with these Terms or otherwise:
    - Any loss of profits or loss of expected revenue or gains, including any loss of anticipated trading profits and / or any actual or hypothetical trading losses.
    - Any loss of or damage to reputation or goodwill; any loss of business or opportunity, customers or contracts; any loss or waste of overheads, management or other staff time; or any other loss of revenue or actual or anticipated savings.
    - Any loss of use of hardware, software or data and / or any corruption of data; including but not limited to any losses or damages arising out of or relating to any inaccuracy, defect or omission of digital currency price data; any error or delay in the transmission of such data; and / or any interruption in any such data;
    - Any loss or damage whatsoever which does not stem directly from our breach of these Terms; and / or any loss or damage whatsoever which is in excess of that which was caused as a direct result of our breach of these Terms (whether or not you are able to prove such loss or damage).
    - Any loss due to circumstance beyond our control such as war or the threat of war, a change of political regime or other third-party actions.
    - Be very attentive while specifying the wallet number. Once you have made a mistake, you will not be able to revoke the transaction. Use a wallet that only you have access to it.
    - Eazypayz recommends to use Electrum wallet, Blockchain wallet online and Trezor or Ledger.

9. ASSUMPTION OF RISK
    - You accept and acknowledge the risks associated with the use of cryptocurrency wallets including the risk of equipment failure; the risk of software malfunction; disruption of internet access; the risk of spreading malware; and the risk of third parties gaining unauthorized access to information stored in your cryptocurrency wallet. eazypayz.com will be not be held responsible for any communication failures, errors or delays you may experience.
    - We will not be held responsible for any losses, damages or claims that may arise from the use of corrupted wallets, mistyped wallet addresses, viruses or third-party attacks.
    -While using the Service, you assume full responsibility for your wallet. Remember you are responsible for protecting your wallet from unauthorised access and taking the necessary steps to secure your private keys.
    - In case of the return, all commission costs for electronic money transfer are withheld from the funds received from the Customer.
    - eazypayz.com calculates the amount of the Cryptocurrency at the rate fixed at the time of receipt of funds from the client.
    - eazypayz.com has the right to stop the sale of electronic currencies, as long as the user does not provide their identity documents and will not set a user's identity.
    - Trading and investing in virtual currency is highly speculative and carries high risk. You should not trade or invest unless you fully understand the true extent of your exposure to the risk of loss.

10. THIRD PARTY SYSTEMS

The End User shall consent to the following provisions:

    - eazypayz.com uses a third party services and such third party’s affiliates services which enable you to place monetary deposits and perform transfer of payments within Partners website by making use of your existing credit card (as and if available and applicable) (the “Service” and the “Third Party Service Provider”). The Services do not include any additional service, and such third party services do not include providing and/or depositing the applicable Cryptocurrency at your account.
    - eazypayz.com may share and transfer (including cross border transfer) Personal Information with the Third Party Service Provider for the purpose of rendering the Services which will be made to Partners website via the use of your credit card. The Personal Information will be shared with the Third Party Service Provider after you select to execute such monetary payments by using the Services of the Third Party Service Provider. For the purpose of this section Personal Information shall include information that identifies or may identify you, including the information submitted by you through the registration form when you subscribe to the website such as your E-mail address, password, country and city and/or information provided through social websites or any other identifying information provided by you while using the services of our website.
    - In addition, we may transfer any Non-Personal Information provided by you through your use of the services on our website to the Third Party Service Provider in order to allow the Third Party Service Provider to perform preliminary examinations of Non-personal Information for the purpose of determining if you are qualified to use the services of such Third Party Service Provider (including the history of your transactions on the website which will be provided without any identifying information and solely for the purpose of performing the preliminary examinations).
    - By accepting these terms, you represent that any and all information you provide us is true and accurate. Any false or fraudulent information and/or use of the services rendered to you is prohibited.

- You are not obligated by law to provide Partner and/or the Third Party Service Provider with any Personal Information. You hereby acknowledge and agree that you are providing Partner and/or the Third Party Service Provider with Personal Information at his/her own free will, for the purposes of rendering the Services.

11. COMPLAINTS AND DISPUTE RESOLUTION

In case of any complaints or disputes customer shall contact CreaFast via e-mail: [email protected] in first place. When contacting us, please provide any useful information that can help to identify you or your http://eazypayz.com profile. Please describe your complaint/dispute, provide all relevant information, and indicate your preferred resolution. We will try to provide a resolution as soon as possible, within one (1) month of receipt of your email, set as the deadline.

Any disputes arising in connection with these Terms or relating in any way to the relationship between the Service and the Customer can be resolved by means of negotiation between the affected parties.

If you have not received our final answer or if you are dissatisfied with it, you have the opportunity to defend your rights before the competent courts of Estonia.

Hereinafter Terms and Conditions are governed by the laws of Estonia. Terms and Conditions are prepared in two language versions – English and Russian. In the case of any discrepancies between language versions, the English version prevails.

12. RECURRING PAYMENTS

Recurring Digital Currency Transactions. If you set up a recurring purchase of Digital Currency (a "Future Transaction"), you authorize us to initiate recurring payments in accordance with your selected Digital Currency Transaction and any corresponding credit/debit card. Your Future Transactions will occur in identical, periodic installments, based on your period selection (e.g., daily, weekly, monthly), until either you or Eazypayz cancels the Future Transaction.

If you select a credit/debit card and If your bank is unable to process any payment to Eazypayz, we will notify you of cancellation of the transaction and may avail ourselves of remedies set forth in this Agreement to recover any amount owed to Eazypayz. This authorization will remain in full force and effect until you change your Future Transaction settings or until you provide us with written notice via [email protected] . You agree to notify Eazypayz in writing of any changes in your linked bank card information prior to a Future Transaction. No additional fees, excluding fees stated in clause 4 of Terms and Conditions, will be applied for subscription functionality.

13. FORM OF THE AGREEMENT

The Customer and the eazypayz.com exchange place acknowledge that the digital form of this Agreement is legally equal to the agreement executed in written form.

Contracting entity:

    CreaFast OÜ Harju maakond
    Tallinn, Kesklinna linnaosa
    Viru väljak 2, 10111